EMIs needing attention
Recent transactions
Transactions
Add transaction
Contacts
Pre-existing loan (before the app)
Opening entry only — updates what you owe each other, not your cash/bank.
Accounts
Add account
Credit cards
EMIs & Loans
Add EMI
Reports
Income vs expense by month
Spend by reason
Who owes whom
Settings
Income reasons
Expense reasons
Display
Change password
Backup
Your data lives in the server database and survives restarts. Export is extra insurance.